CarItch  ›  Calculators

Calculators

Transparent, source-open tools for Indian car-ownership decisions. Every input is editable, every formula is published on the page, and every scenario is a shareable URL.

Cost

True Cost of Ownership (India)

Purchase + fuel + insurance + maintenance − resale, over any holding period. Petrol, diesel, CNG, or EV. Share any scenario via URL.

Published 2026-04-23 Open →
EV

EV vs ICE Break-Even (India)

The exact year an EV pays back against petrol, diesel, or CNG — side-by-side 10-year cost of ownership with crossover chart.

Published 2026-04-23 Open →
Budget

Car Affordability Calculator (India)

Max on-road price you can safely afford — factoring EMI, fuel, insurance, and service. Binds by the tighter of bank DTI and your own comfort level.

Published 2026-04-23 Open →
Loan

Car Loan EMI Calculator (India)

Monthly EMI, total interest, and full amortisation schedule. Optional one-time prepayment to see how much you save in interest + months.

Published 2026-05-10 Open →
Insurance

IDV Calculator (India)

Insured Declared Value as IRDAI defines it — using the official year-by-year depreciation schedule. Plus an estimate of your renewal premium.

Published 2026-05-10 Open →
Cost

Fuel Cost Calculator (India)

Per-km, monthly, and annual running cost for petrol / diesel / CNG / EV. Side-by-side fuel comparison so you can see "switch to X saves ₹Y/year" instantly.

Published 2026-05-10 Open →